old habits

So I recently had to talk to a Chase mortgage consultant to get a pre-approval loan letter for our upcoming house hunting. He was super nice and quoted us an amazing rate of 5.125%. He then said, “You know, you and Tony are very strong borrowers. You really could shop your heart out. I mean, if you’re out looking at properties and you see something you really like but it’s, oh I don’t know, $100,000 over what you were planning to spend, just give me a call and we can crunch some numbers for you. You really could afford to buy something more expensive.”
I thought they were cutting back on this kind of stuff? Maybe mortgage consultants need to stop telling people to go over budget!
I guess it’s like they say, old habits die hard.














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